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Research on the Digital Transformation Path of the Rural Financial System Assisted by the Internet of Things Based on the Innovation Mode of Supply Chain Finance

Xiaohong Wang

Xiaohong Wang

Zhengzhou Technology and Business University, College of BusinessZhengzhou, China
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Wang, Xiaohong
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Yankui Chu

Yankui Chu

Zhengzhou Technology and Business University, College of BusinessZhengzhou, China
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Chu, Yankui
  
Feb 27, 2025
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Published Online: Feb 27, 2025
Received: Sep 25, 2024
Accepted: Jan 14, 2025
DOI: https://doi.org/10.2478/amns-2025-0123
Keywords
© 2025 Xiaohong Wang et al., published by Sciendo
This work is licensed under the Creative Commons Attribution 4.0 International License.

Figure 1.

Rural diversified financial model
Rural diversified financial model

Figure 2.

Development of rural financial Digitalization from 2013 to 2022
Development of rural financial Digitalization from 2013 to 2022

Figure 3.

Analysis Results of Benchmark Models for Each Variable
Analysis Results of Benchmark Models for Each Variable

Figure 4.

Estimation results of digital inclusive Finance on rural agriculture, industry and service industry index.
Estimation results of digital inclusive Finance on rural agriculture, industry and service industry index.

Figure 5.

Quantile regression of rural industry index
Quantile regression of rural industry index

Figure 6.

Analysis of the path of digital financial inclusion in the rural economy
Analysis of the path of digital financial inclusion in the rural economy

Figure 7.

Typical digital industry model of rural economy
Typical digital industry model of rural economy

Figure 8.

Multi-dimensional supervision mode of rural Finance
Multi-dimensional supervision mode of rural Finance

Figure 9.

Descriptive statistics of rural Revitalization Index in Anhui Province
Descriptive statistics of rural Revitalization Index in Anhui Province

Figure 10.

For variable descriptive statistical results
For variable descriptive statistical results

Figure 11.

Results of the co-integration test
Results of the co-integration test

Figure 12.

Variable correlation analysis
Variable correlation analysis

Index regression results of village industry index on different dimensions of digital finance

variable A B C D E F
Info 0.231 0.103 0.155 0.132 0.098 0.212
health 0.214 0.023 0.056 0.086 0.096 0.035
social 0.236 0.253 0.312 0.325 0.236 0.248
gov 0.154 0.171 0.169 0.186 0.156 0.184
edu 0.123 0.213 0.156 0.245 0.365 0.452

Descriptive Statistics of Main Variables

variable Number of samples mean value Standard error minimum value Maximum
Info 1235 0.725 1.235 3.256 1.356
health 1235 1.325 0.356 2.456 1.232
social 1235 2.356 1.231 8.365 0.235
gov 1235 2.389 0.375 3.698 0.345
edu 1235 2.369 0.235 3.654 5.362
Language:
English
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Journal Subjects:
Life Sciences, Life Sciences, other, Mathematics, Applied Mathematics, General Mathematics, Physics, Physics, other
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